When most people think of general liability insurance, they picture coverage for physical accidents—like a customer slipping on a wet...

Some movement has finally started happening with the reform of Liquor Liability tort law in South Carolina. Gov. Henry McMaster signed H....

General liability claims can be a significant burden for businesses, leading to financial losses, reputational damage, and operational...

If you run a business that is focused on autos — like an auto dealer, repair shop, dealership, or body shop — you might think that a...

Professional Liability Insurance is also known as Errors & Omissions, or E&O, and it provides coverage for claims alleging error or...

As a small business owner, you wear many hats and juggle numerous responsibilities. One crucial aspect of safeguarding your business and...

In today's world, cyber threats are getting more advanced and frequent with small businesses often targeted by cybercriminals because...

If you have a mobile phone, a laptop, or a desktop computer and you connect to the internet for any reason, you have a cyber exposure....

Whether you are required to have General Liability insurance or you chose to purchase the coverage for your business, do you know what...

What is co-insurance for property coverage - whether it is for homeowners or commercial lines property? Co-insurance for property...

Are you a "how much will it cost today" or a "how much will it cost tomorrow" type of person? This question is crucial when it comes to...

A "ghost workers compensation policy" is a misleading term.  Many insurance agents will likely tell you that there's no such insurance...

U.S. Department of Labor has changed the rules when it comes to 1099 (Independent Contractors) and whether they are considered employees...

As a small business owner, you face an important decision — does my business need workers’ compensation insurance? Workers’ compensation...

Money, Time & Peace of Mind: Benefits for Your Small Business As a business owner, you have a lot on your plate. Sure, your finances on...

As a small business owner, you may face an important decision — does my business need workers’ compensation insurance? Your state’s...

No one likes to think of it, but if the last few years taught us anything it’s that no one is too young, too healthy, too strong, too...

About two weeks ago, I started receiving messages from my friends that someone had hacked my Facebook account because they were receiving...

As a small business owner, I must focus on the financial bottom line. Not only do I want to make sure that all my business expenses are...

Losses due to flooding are usually not covered under your homeowners policy which is why flood insurance needs to be bought as a stand...